Archive for July, 2010

How can I raise

Saturday, July 31st, 2010

I already have a full time job but have bills and a mortgage but would like to raise £1500 by November.
I don't really have much to sell on eBay so can you give me anymore ideas please?
Answer:sell products for other people on eBay
if you need help – ask me
Answer:borrow from friends,go to loan agency
Answer:pawn shop— [...]

How to work out how much profit i will make ?

Saturday, July 31st, 2010

hiya i am unsure of how to work out profit ??
Say i pay like £1.75 for something and i sell it for £3.50 how do i work out how much profit i will make ??
please can you give me the sum of how to work it out thanks xxxxxxxx
Answer:If you can't work it out [...]

Uk only….need help with a new phone on pay monthly but do NOT want a touchscreen!!?

Saturday, July 31st, 2010

could anybody get me in the right direction would also if possible like something in white…any ideas much appreciated
Answer:I've had 6 blackberries NONE of them touchscreen. all with Full qwerty keyboards. Best phones around by far
Answer:Your pretty much ruling out the decent smart phones! You sound like a dinosaur so why not get yourself [...]

What are

Saturday, July 31st, 2010

going to do a small business deal with somone and they offered that i pay staggered payments to pay off my balance, (after i had offered paying off my balance monthly over 4 months)
What could it possibly mean??? Please help
Answer:Your offer to pay the balance over 4 months is accepted. Staggered payment generally means [...]

Credit limit confusion?

Saturday, July 31st, 2010

Hi all. I've recently been looking for a new computer powerful enough to play games like Call of Duty 4, and powerful enough to produce music. I've settled on a computer from www.very.co.uk for £400, but they have only given me a credit limit of £300. Is there any way I can still get this [...]

What do i do about Orange network putting me in debt when its there fault?!?

Saturday, July 31st, 2010

I was on this sim-only contract for 2 months. It is sim only so i could cancel any time.
They sent me a letter 4 months ago saying they will cancel within 9 days, they did, my sim was cut off so i couldnt use it, as it was cancelled.
Now, 4 months down the line [...]

How do i market my website?

Saturday, July 31st, 2010

it depends on your product, please be more specific in asking questions like this if you want some real insight, rather than general notes.
To market your website I believe you should start with SEOing it, just google "seo for my website" and you will find plenty of tips out there or look in the sources [...]

Do I have to pay Council Tax if I am an intern and I don

Saturday, July 31st, 2010

Have you lived there some time and been paying Council Tax in full? Just checking, because if you are just moving to a new flat and you are living on your own, I hope that you know that you get a 25% discount. Council Tax is based on two people living in a property, so [...]

Are eon any good as a company?

Saturday, July 31st, 2010

i would value opinions on the gas electric company in the uk EON they say they can save me a lot of cash on my bills. what is there call centres like uk or india ? they offer tesco clubcard points now and a gimmik i suppose the little [...]

14 and pennyless how to make money..?

Saturday, July 31st, 2010

im always needing money and just want to know ways to make some as i cant get a job for another 2years
Answer:Baby sit…
Lemonade Stand…
Mow Lawns…
Walk Dogs…
e-Bay…
Tutor people…
Additional chores around the house (if your folks pay you for them)…
Do you have any hobbies like knitting or sewing that produce tangible products you can sell at a [...]

Ebay Problem, i bid and he mistaked the item description.?

Saturday, July 31st, 2010

Ok i bid on a graphics card, the description said PCI video card, now there is 4 hours left in the bid, and the seller sends me a message saying sorry this item is NOT a PCI it is a AGP card. and there are 4 hours left and im winning the bid. what should [...]

Can i pay cash into my mates bank account straight from paypal?

Saturday, July 31st, 2010

my mate has not got paypal can i pay him the cash i owe him into his bank account from my paypal
Answer:Yes, you can pay anybody using PayPal if they have an email address, see below how to do it:
Answer:Yes! All he needs is a e-mail account or mobile phone!
He will then receive a [...]

Nationwide Smart Card questions?

Saturday, July 31st, 2010

I am 15 and have had a Nationwide Smart Card (for 11-18 year Old) for a few years but have never actually used it. A few questions i have are:
Where is the Customer Number and Memorable Data found on the card?
Is there a way you can be given your passnumber if you do not know [...]

Rental property capital gains tax and divorce?

Saturday, July 31st, 2010

im getting divorced and im paying the mortgage on a rented property which has some tenants in it. my ex husband has said he will transfer it to me as ive been looking after things and paying the mortgage for teh lst few years and i owe very little on the mortgage now.
however the buy-to-let [...]

How do you build credit profile in Ireland?

Saturday, July 31st, 2010

We moved to ROI in 2008. We both earn upwards of €40k each and have a joint current account. We rent a property in Dublin. How do we build up a credit profile so that we can apply for car finance etc?
Answer:Talk with your bank i'm sure you would be their ideal customer if your [...]

Does a Tenant have the right to know if a rental agreement will go into periodic tenancy?

Saturday, July 31st, 2010

Is the landlord or the landlords agency required by law to tell the tenant that after the minimum fixed rental term it will automatically go into a periodic rental agreement?
How does the tenant know it will if he was never told and if the agreement has been very badly written? Shouldn't it be good if [...]

I think I

Saturday, July 31st, 2010

First off, I should just say that I have never been sacked before – not even close. Basically I'm working as a sales exec for a large company near London. I have tried my hardest in the role; I'm not a natural salesman but I've done okay. However I don't think my team leader sees [...]

In the UK, why can

Saturday, July 31st, 2010

I have seen a Barclays cash machine with anti-fraud technology but no others and not all Barclays cashpoints have this technology. With all the technology present in the world, why aren't all other banks' cash machines (ATMs) built to prevent criminals being able to steal your card information? Instead, the banks expect their customers [...]

Does anyone know a good business area in Birmingham where I can do work experience?

Saturday, July 31st, 2010

What kind of business or industry do you want experience in?

I

Saturday, July 31st, 2010

ok so im 15 and desperately want a job. now i know your thinking well we all do but i really want one. i live near Winchester, Hampshire. is there a good job searcher online for my age. i've tried local shops and other places but still no.
please help
Answer:i dont know about hampshire sorry but [...]

Can i exchange homes and take my rent arrears with me?

Saturday, July 31st, 2010

i want to exchange homes but i owe rent will i be able to its the same housing association
Answer:Strictly speaking you exchange tenancies so the other person should take on your rent arrears, but in practice the answer is no..you will not be given permission to exchange without a clear rent account. There are certain [...]

Is a disco a good fund raiser?

Saturday, July 31st, 2010

It can be be as long as you get enough people to attend to the disco. One of the most important things is to ensure that the music will suit the people you assume/hope will attend. So if they are are many born in the 1980s make sure you have music that is relevant to [...]

Is it OKAY to write KEY SKILLS in bullet points in your CV ????? or does it have to be a good paragragh?

Saturday, July 31st, 2010

hi. i am 16 and applying for any job..this is my first job
most of the time i will apply for retail job/ merchandiser or a waitress job
-so anyways can we write the key skills in bullet points ..like this
* Computer literate
* Excellent time keeping skills
* Excellent attendance record
* Excellent communication skills
*Good numeracy skills
* Organisational [...]

When will i get my first jobseekers?

Saturday, July 31st, 2010

i first signed on last thursday??
Answer:Did you opt it to go straight into your bank account? If so money tends to take 3 working days (Excluding Weekends) to transfer so I would think checking on Tuesday would be a good idea
Answer:Hopefully never as I'm paying for it.

Lease extension can anyone help with this?

Saturday, July 31st, 2010

I am currently trying to sell my property and due to the lease age I am having difficulties. I currently have 68 years on the lease term and would like to look to extend a further 90 years to get full sale value. I have been quoted all sorts of different figures and have also [...]

Role of IT in modern business?

Saturday, July 31st, 2010

I have to prepare a presentation of the Role of IT in modern business,
i know IT(Information Technology) is to do with computers, networking and databases but do you think it includes things like the internet? outsourcing? or automated manufacturing?
Answer:Mathematical and accounting models
Data warehousing
Payrolls
Funds transfer and custodial services
Electronic trading, execution/clearing, automated market making
Correspondence (email)
Security (private/proprietary information, [...]

Do discretionary/IIP/Bare and any other type of trust have to be registered with a regulatory body? …?

Saturday, July 31st, 2010

like company's are registered with Companies House.
Answer:Not as such.
If the trust includes land (houses etc) the legal owners (trustees) have to have the land registered in their name in the normal way. There is often some kind of trust document stored with the land registry, but there does not have to be.
Other than that, trusts [...]

Assessment day clothes ?? help me please :)?

Saturday, July 31st, 2010

I've got an assessment day at wilkinsons for 2 and half hours.
what clothes do u think would be suitable for it ?
what do they make u do in an assessment day anyway ??
please help me if u know. I shall award you with 11 points
Answer:I'm not familiar with that company. [...]

California tax implications for inheriting shares of stocks?

Saturday, July 31st, 2010

I am due to inherit substantial shares of stock from my fathers Trust now that my mother has passed away. I am told I will have to pay Capitol Gains taxes when we sell them. My husband thinks that is not correct. Can anyone clear this up for us? It will probably [...]

How do i go about putting on my own night at a nightclub?

Saturday, July 31st, 2010

I currently work in a nightclub as a barman but am really interested in putting on my own night in a few clubs around the city. How do i go about it? what do i need to organize and who do i approach about it?
Answer:Well I'd say talk with the club managers then book a [...]

How much should I get taxed?

Saturday, July 31st, 2010

I'm due to get my first pay from my new job in a week or so and I've got a crap load of stuff I need to pay for this month so I'm trying to figure roughly how much money I'm actually going to have once I've paid them all.
Anyway, I earn 14K a year [...]

If I have a bad credit rating and have to give a security deposit, when will I get it back?

Saturday, July 31st, 2010

I would like to get a phone on contract but I think I have a bad credit rating, I took out a further education loan and had a lot of problems paying it back and subsequently had a bank account closed. Now I have a new bank account but I keep reading online about phone [...]

Help promote my website?

Saturday, July 31st, 2010

I have just set up a new website where I sell rugs. I have contacted the 2 big search engines but very pricey and I am just starting out so not much money!
Any one any tips on how to promote my website www.familyflooring.org.uk?
Thanks in advance!
Answer:i too found the site very slow to [...]

Where is the best place to get valuation/sale of Royal Mint coin packs

Saturday, July 31st, 2010

for the first day covers, look for them on ebay. I doubt whether any FDC after 1970 is worth as much as the cost of the stamps stuck on it. The decimal coin packs can just be opened and spent, generally only "proof" condition coins are worth selling, although there may be exceptions.
for [...]

Not sure whether to employ?

Saturday, July 31st, 2010

So on Friday I held an interview for a apprentice Painter and Decorator and there was this one 16 year old boy who had so much energy and enthusiasm and he really impressed me, but he couldn't answer some of the questions and he hadn't really made an effort in his appearance (he turned up [...]

If you went over a few dollars on your visa bank card when ordering off Amazon..but they still accepted….?

Saturday, July 31st, 2010

will the bank charge you a fee for this? as i dont have over draft on my account..but for some reason accpeted on Amazon.com…but has not shipped but shows i purchased..so should i cancel this until i put more money in the bank or will it deny the purchase later? or will it go [...]

How do lenders calculate how much the self employed can borrow for their mortgage?

Saturday, July 31st, 2010

ie… P.A.Y.E can borrow around 4x their gross pay.
Answer:bankers evaluate the business, the business plan, the business model, the historical revenues and expenses and the forecast revenues and expenses. From these the bank selects a loan figure
Answer:It used to be based on self-certification but I reckon the banking crash is going to make it [...]

How old do you need to be to access your savings account?

Saturday, July 31st, 2010

It depends on the term agreed by the person when they opened it. However, Once a person reaches 18, they legally have the rights to that savings account.
We opened an account for our kids, and have told them, they will not have access to it until they are 21, but we are not legally [...]

Does it make sense to calculate CAGR for indices?

Saturday, July 31st, 2010

Is calculating CAGR representative in terms of indicies or, since they already show the growth relative to the base year, it doesn't make any sense?
Answer:umm sorry i dont know really

Will Amazon.com usually not charge your bank account for orders that you dont have money in for yet?

Saturday, July 31st, 2010

will they hold shipment and charging your account usually and wait until you have appropriate amount of money in bank to ship and then charge your order?
also, if you cancel..before they actually charge your account,,will they not charge it at all if you had placed order?
please explain what you can
thanks for your answers!
Answer:If you try [...]

Is there a specific type of lawyer that specialises in defending Drug criminals (dealers , traffickers etc) ?

Saturday, July 31st, 2010

is there a specific type of lawyer that specialises in defending Drug criminals (dealers , traffickers etc) there are assault lawyers, divorce lawyers and on and on with the list is there a drug lawyer let me know and a web page please with some information .
thanks in advance.
Answer:They are called criminal [...]

How do lenders calculate how much the self employed can borrow for their mortgage?

Saturday, July 31st, 2010

ie… P.A.Y.E can borrow around 4x their gross pay.

Ok! I'll elaborate.!!!!!!!!!
Do lenders use a self employed persons net income (ie.. after tax) or their gross income (ie.. before tax).
And forget Self Cert! Lets assume we are talking about a person who can prove what they earn and has a good credit history.
And prefrebly from the [...]

Is accountancy a good career to get into?

Saturday, July 31st, 2010

I would like to know what people think
How much do they get paid? What is the work like? What do you have to study?
Answer:3 years at Uni then another 3-4 years afterwards while working full time. It's not easy (and not as well paid as people seem to think it is!). But if you like [...]

Best short term loan?

Saturday, July 31st, 2010

I'm looking to borrow 200 pound for a holiday to paris very shortly, and need the money asap. If possible I'd like to pay it off over 3 months, but don't want to pay back more than 300 pounds in total! What'd be the best way to do this?
Answer:Try gambling.
Answer:Hi there,
A personal loan will [...]

Flexibility On Changing Hours?

Saturday, July 31st, 2010

I Work In Superdrug…
My Employer Changes Hours To Suite Her, And When She Changes The Hours She Tells Other People To Tell Me … Insted On Her Telling Me Herself! Can She Do This? Is There A Minimum Of Hours/Days She Has To Inform me?
Answer:She Doesn't Have to Tell you Herself and Since She Is [...]

Which workplaces are closed for Christmas?

Saturday, July 31st, 2010

I am looking for a job which is closed for Christmas so I can travel for 3-4 weeks as I dont like to stay in London then. Any ideas? I think Schools and Colleges are, what else?
Answer:Usually large manufacturing companies close between Christmas and New Years but not very many close for 3-4 weeks any [...]

Will VAT increase to 20% effect pay monthly phone contract?

Saturday, July 31st, 2010

I'm with Vodafone and I'm on a 2 year pay monthly contract.
I rang about a month ago asking if I could change my contract from £35 month deal I agreed to, to £30 I'd seen recently, she basically said no, which is what I expected. She said its the contract and price I agreed [...]

How much vat

Saturday, July 31st, 2010

Hi, I bought a doll from the US. Total value with shipping (Express) is £200 UK pounds.
Can anyone tell me the % I will pay for Customs Tax & if I will have to also pay Vat Please?….Thank you!
Lorraine.
Answer:You pay Import Duty, VAT and a 'handling charge'.
As a 'rule of thumb;' allow 25-30% … [...]

What summer jobs available for me?

Saturday, July 31st, 2010

hi!!
ok I kind of need a bit of help, I'm looking for a job for the summer, I currently am doing volunteer work but would like some cash to have fun as well. I just don't know what type of jobs I should go for… please help?
…. any suggestions?
Answer:you could check out you local [...]

What is the average annual income of an ice cream van busniess?

Saturday, July 31st, 2010

I live in Sunny bournemouth and i'm thinking an icecream van bussniess here would be a great new business for me. I'm not sure if getting a license is easy in an alreadly potentially busy area. I'm too late in the season for this summer anyway. But i'm not sure what i could expect to [...]